Austen Resources Credit Restoration
Austen Resources Credit Restoration
Our proprietary Section 609 credit disputing system is rated one of the best in America! The average client will see an increase in their score in as little as 60 to 90 days. An increase in credit score can save you thousands of dollars in interest payments per year. Every area of your life is now controlled by your credit score, homes, auto’s, credit cards, insurance, even some jobs. We can get you back to where you were before and in many cases even better.
Section 609 is a section of the Fair Credit Reporting Act (FCRA) that we found being violated. The creditors are not being required to fulfill that section of law and we have exposed it! The credit bureaus have failed EVERY TIME to provide what is legally required to keep the challenged negatives on your report. WE FORCE THEM TO FOLLOW THE LAW!
We are the ONLY company in America using Section 609 techniques. This is a section of the Fair Credit Reporting Act (FCRA) that we found being violated. The creditors are not being required to fulfill that section of law and we have exposed it! The credit bureaus have failed EVERY TIME to provide what is legally required to keep the challenged negatives on your report. WE FORCE THEM TO FOLLOW THE LAW!
There are primarily two types of credit scores: Generic scores and custom scores. Custom credit scores are generated by individual lenders, who rely on credit reports and other information, such as account history, from their own portfolios. For our purposes, we will talk about the generic credit scores which are most often used. Credit scores are of the utmost importance in order for consumers to obtain loans, and the interest rates on these loans are generally determined by an individual’s credit score.
A credit score is the rating given to an individual estimating his or her credit risk. According to the Fair Isaac Scoring Model (FICO Score), the person’s payment history, amounts owed, length of credit history, new credit, and types of credit used. The higher the credit score, the lower the credit risk. Here, we will look at these five components a little more in depth in order to convey the importance of each.
Your credit report includes information on collections, late payments, repossessions, foreclosures, judgements, tax liens, bankruptcy, inquiries and fraud alert.
